The statistics for young people across the US show that the OP's situation is more "normal" than yours. Most people don't end up with $40k of debt but they still have a lot more than you spent: $27k. Considering that's an average there are probably a lot of dropouts with not much debt and a lot of graduates with much more. Friends of mine went to a shitty tech university (because they were young & didn't know better & as with the OP's family, their families pushed them), and they have nearly $60k in debt each.

Without somebody advising you "This will be one giant expensive fuckup if you're not careful," and with everyone around you saying, "You HAVE to do this," this is what happens.

You were lucky.