Hate the game, not the player. High credit limits = lower utilization ratio = be... | Hacker News

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		unethical_ban 57 days ago \| parent \| context \| favorite \| on: Chase to become new issuer of Apple Card Hate the game, not the player. High credit limits = lower utilization ratio = better credit score.

hamburglar 56 days ago [–]

Oh I do hate the game. I refuse to worry about credit scores and I haven’t checked mine in over 20 years. I’ve got a ridiculously low credit limit and that suits me just fine. Live like you don’t need credit.

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