"Access to capital" meaning "Forced to work on MBA-infected bullshit because that's all that gets funded."

I suspect the answer is a bootstrap economy - small businesses that are actually small, growing sustainably but not trying to be unicorns, freezing out the VC clown show as a matter of policy.

It's not as if there aren't plenty of pain points that could do with fixing outside of web/social marketing and corporate colonisation.