Exactly, the fact that people think this comment has to do with explicit credit card transactions shows how unaware people are of all the other implications.

You said it best - the currency is eyeballs - even if you aren’t spending they want your attention without a single regard for the consequences.

One of those things that seems benign for any given app, but in aggregate has negative effects after hours/days/weeks/years of screen time and interactions with all the attention stealing content.