There's an inordinate amount of nonsense being espoused in this thread, when the answer is in that first link. I can only assume it's the miseducation that economics textbooks perpetuate.

Yes. That’s how it was taught to me years ago, that’s how it’s understood in the banking industry as well, incl the private sector.

From a large eurozone bank : https://group.bnpparibas/en/news/money-creation-work