I was in the same boat as the parent post until your third bullet. That's certainly enough to keep the mortgage paid and food on the table, so I think now is the perfect time to do what you're doing. When the kids go to school and things get more expensive for you it'll be harder and harder to make this decision.
Best to find out now if it's sustainable for you. Good luck.
Best to find out now if it's sustainable for you. Good luck.