Why does anyone care about anyone else's opinions? I think it's pretty reasonable to take issue with others assuming that you made a particular decision because you hadn't fully thought through the consequences. Do you like having people second-guess your decisions, or does it annoy you?

I think being judged feels bad. If someone thinks you haven't considered the obvious it feels pretty insulting.

Publicly asserting incorrect reasons why people do things is in fact harmful due the social dialogue it creates.