I think it’s up to seller’s policy if it’s a buyer’s remorse return situation. I find it hard to believe eBay wouldn’t make the buyer whole in a damaged/not as described case.
Been a while since it came up for me (always sold stuff as “final sale” and if I avoid buying fragile stuff). Once had a hard time repaying a buyer that returned an item where I didn’t describe it correctly (screw you apple for having nearly identical LCDs but with slightly different camera cable lengths)
Refund would always be minus postage costs, so you'd get 1 cent back for your $10.01 purchase when returning (i.e. no point)