They already do lose a lot of money if things go south. Its a risk they should, as investors, be willing to take. If their idea is successful, as they expected, they will make it back.
Wage labourers lose a lot of time and money invested as well, when their livelihood is taken away from them, do they not count?
A wage labourer should be able to expect to know if they will be able to feed their families the next month.