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> the firms CAN'T turn off their contracts on the blockchain. Anyone can call the contracts.

I don't think the issue is with the technology per se as much as with someone being paid to market it. Grandma isn't going to roll her own wallet. She might see a 4% yield on what looks like a savings account and not realize the added risk.

Agree that short of nation-state involvement, the contracts are probably there to stay. (Though if a state wanted to get particularly nasty, they could go after anyone maintaining them.)



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