Living in Germany here. Many traditional banks charge a monthly fee of 10 euros for maintaining the bank account.
Additionally, my parents wanted to send me some money from another country and the cheapest fee they could find was $10.5 (Wise) most other options were from $30 to $100. This was for transferring roughly $2000.
I can agree that for a simple in country tx I've not had to pay living in Germany, that is largely because of smaller banks challenging and whittling down fees.
I might not be remembering well, but I sort of remember receiving extra charges from my bank (Germany at the time) because I passed the number of transactions limit for the month. All transactions above the limit came at a charge.
Additionally, my parents wanted to send me some money from another country and the cheapest fee they could find was $10.5 (Wise) most other options were from $30 to $100. This was for transferring roughly $2000.
I can agree that for a simple in country tx I've not had to pay living in Germany, that is largely because of smaller banks challenging and whittling down fees.