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I’ve issued stop payments on ACH transactions multiple times with success, so yes, it’s definitely possible to cause an ACH return.


Have you noticed that by doing that you have indemnified your bank?


Sure, but that doesn’t change my point. What about closed accounts, invalid account numbers, or NSF? All three of those cause ACH rejects/reverts without any indemnity, yet weren’t in your list.


Those show up nearly immediately.




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