Pick any given field these days and you'll immediately be competing with millions of other talented people. Some of them have been doing it since they were children.
There aren't many careers that you can change into and succeed. It's very rare nowadays and it's getter rarer because capital is becoming increasingly concentrated and knowledge is becoming increasingly specialised. The playing field is global now. Even if you want to do something as mundane as open a local retail outlet, now you have to compete with giants like Amazon who use profits from their monopolies in other industries to bleed you dry.
The most important financial decision you can make in life is having the right parents. Second is marrying the right person.
What you call cynicism is actually realism. You're the optimist. The fact that you have this world view suggests that either you were born into a well-off family or you got very lucky at some point in your life.
In the same way that one wrong move can kill you in a second, it only takes a single stroke of luck to set you on a lifelong winning streak... Unfortunately, bad luck is the norm for most people.
While it's true that the harder you work, the luckier you get, when your luck starts in the negatives, it can take a lifetime just to bring it to 0.
There aren't many careers that you can change into and succeed. It's very rare nowadays and it's getter rarer because capital is becoming increasingly concentrated and knowledge is becoming increasingly specialised. The playing field is global now. Even if you want to do something as mundane as open a local retail outlet, now you have to compete with giants like Amazon who use profits from their monopolies in other industries to bleed you dry.
The most important financial decision you can make in life is having the right parents. Second is marrying the right person.
What you call cynicism is actually realism. You're the optimist. The fact that you have this world view suggests that either you were born into a well-off family or you got very lucky at some point in your life.
In the same way that one wrong move can kill you in a second, it only takes a single stroke of luck to set you on a lifelong winning streak... Unfortunately, bad luck is the norm for most people.
While it's true that the harder you work, the luckier you get, when your luck starts in the negatives, it can take a lifetime just to bring it to 0.